how kaching works.
plain answers, exact numbers, and the parts we can't control.
the short version
you launch a pump.fun coin through kaching and name up to 5 people by x handle or email, with a split. every trade pays a creator fee. 85% of it goes to those people and 15% to kaching. they log in, paste a payout address once, and get paid in dollars.
how money moves
- launch. one transaction creates the coin and its pump.fun fee-sharing config. each named person has an escrow account set as a payee for their share of 85%; kaching's treasury is a payee for 15%. setting the split locks it.
- collect. pump.fun pays creator fees to the payees on the bonding curve and on pumpswap after graduation. claiming is permissionless: anyone can trigger it, and the money only ever goes to the payees.
- hold. unclaimed shares wait in escrow keyed to the person's account (their x id or email), not in a team wallet.
- claim. they log in with x or email. we verify the login and co-sign their claim; the escrow program releases funds only to the destination they saved.
- pay out. funds are swapped to pyusd or usdc on solana and sent to their address. every step is logged with its transaction signature.
fees
| what | amount |
|---|---|
| creator fee on the bonding curve (set by pump.fun) | 0.30% of volume |
| after graduation (set by pump.fun) | changes with market cap |
| to the people you name | 85% of creator fees |
| to kaching | 15% of creator fees |
| first test payout | $1.25 |
payout options
| destination | sent as | cash out |
|---|---|---|
| paypal | pyusd on solana | sell 1:1 for usd in paypal |
| venmo | pyusd on solana | same, after identity check |
| coinbase or any exchange | usdc on solana | sell on the exchange |
| any solana wallet | usdc or sol | anywhere |
pyusd mint on solana: 2b1kV6DkPAnxd5ixfnxCpjxmKwqjjaYmCZfHsFu24GXo (token-2022). we only ever send this mint for paypal and venmo payouts.
opting out
anyone named on a coin can opt out. the coin leaves the board and that person's balance and future share go to buying back $KACHING. a listing never means the person launched or endorsed the coin; an endorsed badge appears only after they claim.
what we can't control
- pump.fun's own admin can still take over any coin's fees. nobody should claim otherwise, and we won't.
- paxos, the issuer of pyusd, can freeze or claw back pyusd on-chain.
- our backend verifies logins and co-signs claims. its signing key will be published.
- payouts depend entirely on trading volume. memecoins can go to zero.
addresses
program and treasury addresses are published here at launch.
not affiliated
kaching is independent and not affiliated with paypal, venmo, coinbase, x or pump.fun.